by Mindy Laughton [Editor’s Note: I love how out-of-the-box some of these options are. Many of them aren’t new – but we often don’t think of them as money-saving options!] Practical Energy- and Money-Saving Things You Can Do Right Now Being frugal and living on the cheap isn’t actually about being a tightwad. It’s more […]
Envelope Book (Tutorial)
Many of my readers are probably familiar with Dave Ramsey and the envelope system of budgeting he recommends. (Some of us are actually not very familiar with Dave Ramsey, but are familiar with the cash envelope system.) The problem with having multiple envelopes is that they have a tendency to fall all over the place, […]
How do you budget?
I’m curious what the preferred method of budgeting is among my readers. Do you use the envelope method? Budgeting software? A piece of paper? I don’t actually use anything, as I don’t handle any of the finances in our household. (I buy groceries, and when we need something else, household-wise, I make the actual purchase. […]
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